Jonathan has performed in-depth market research and analysis for the mortgage industry, including the determination of fair market pricing for appraisals and title services. He was an annual contributor to the American Bankers Association’s (ABA) Reference Guide to Regulatory Compliance from 2015 through 2017. He has also co-authored a whitepaper, Banking on Women, for the National Association of Women Business Owners (NAWBO), regarding financial inclusion of women small-business owners and obstacles banks must overcome in serving them better. His most recent publication in Fintech Futures focuses on the compliance aspect within the relationship of fintechs and banks. Jonathan received an MBA from the University of California, Berkeley Haas School of Business and holds a B.A. in Political Economy from Tulane University. He is also a Certified Regulatory Compliance Manager (CRCM).