Sagar is Head of Regulatory Relations for APAC and the Middle East at Ripple, a payment technology company named one of the 50 Smartest Companies by MIT and the recipient of the World Economic Forum’s Technology Pioneer Award. Sagar manages Ripple’s relations with central banks and policymakers across APAC and the Middle East, focusing on payment innovation and virtual currency policy. Prior to Ripple, Sagar spent 9+ years in the banking industry across multiple functions including technology, strategy, risk, and government affairs. Sagar holds an MBA from INSEAD Business School, where he founded and presided over the INSEAD Fintech Club. He was recognized as one of India’s top young business leaders by The Economic Times, India’s largest selling financial daily.