Esta Corporations was established in 2011 and up to now, Esta has continued to expand its wings through a business owned in various sectors, such as property, finance, and culinary.
In 2017 Esta Kapital Fintek was established as a technology finance company under the auspices of Esta Corporations with the concept of peer to peer lending. Esta Kapital Fintek was born because it is still difficult for people who want to start or develop their businesses to get capital. With the presence of Esta Kapital Fintek, connecting people who need capital loans with capital borrowers can be done directly and easily through the available platforms.
Enegra develops solutions for every participant in the global trade eco-system, from finance to logistics, asset authentication, dematerialization, and trading.
From Australia to Asia and the world
Trade innovation is in our DNA
In 2011, we saw an opportunity to apply our expertise in finance, trade, and logistics to the commodity sector. Application of our theories to the global coal market resulted in Enegra consolidating output from various Asian producers and becoming one of the largest owners of offtake in the world.
CredoLab – Better Credit Decisions.
CredoLab develops bank-grade digital scorecards built on mobile device data. Our pay-per-use solutions are available to banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Using alternative data sources, CredoLab today is the most innovative way for financial institutions to efficiently achieve goals like financial inclusion, increasingly accurate credit scoring, and reaching new customer segments. Through a simple app, CredoLab’s AI-based proprietary algorithm analyses over tens and thousands of data points from the smartphone device, converting this digital footprint of customers to highly predictive scorecards.
Established in 2016 in Singapore, CredoLab has 44 financial institution clients in 12 countries. CredoLab is a venture built by FORUM and backed by Fintonia Group, and Walden International.
Founded in 2000, AsiaPay is a premier electronic payment solution and technology vendor. We strive to bring advanced, secured, integrated, and cost-effective electronic payment processing solutions and services to banks and e-businesses around the world. Our services are in abundance, covering international credit card, debit card, bank account/net banking, wallet, over-the-counter, and other prepaid card payments.
AsiaPay is an accredited payment processor and payment gateway solution vendor for banks. It is a certified IPSP for merchants and also a certified international 3-D Secure vendor for Visa, Mastercard, American Express, and JCB.
AQX Technologies is a trade management solutions provider, servicing broker-dealers, hedge funds, fund managers, proprietary and principal trading firms throughout Europe.
AgUnity is an Australian-based startup founded in 2016 with the ambition to help change the lives of the 1-billion plus smallholder farmers in the world. Tackling issues of a lack of trust, corruption & graft, poor record-keeping, and farming inefficiencies, AgUnity has developed a smartphone and blockchain-based solution for the world’s poorest farmers, a simple mobile app restoring trust and enabling cooperation.
In the two completed pilot projects to date, wheat farmers in Nanyuki, Kenya, and cacao farmers in Bougainville, Papua New Guinea, increased their incomes by an average of 3x, from one season to the next. This substantial rise in income is achieved simply by getting farmers to cooperate to share equipment, plan farming activities, and buy and sell together as part of a farming co-operative.
Dr Mike Johnston is the Chief Technical Officer at Mobilis a market leading Mobile payments company. I am also the CTO for VeriFone Mobile Money a joint venture company with VeriFone Systems Inc. and Mobilis and the Chief Technical Officer for Youtap! He has over 20 years experience in developing and launching products for the telecommunications and financial sectors.
He has in-depth experience in the development and implementation of real-time based transaction processing solutions including Billing & Operational Support Solutions, Point of Sale and Mobile Payments, Value Added Services, Switching, IMS and NGN solutions.
Kaiser Naseem is a global thought leader in international development finance, a disruptor and an innovator with an entrepreneurial flair. During his career of over 40 years, he has conceptualized and developed new institutions and business models in challenging environments and has worked in all aspects of development banking with several institutions, including the World Bank Group. His core competencies are (i) Corporate Governance, (ii) Strategy Formulation and Oversight, (iii) Digital Transformation, (iv) MSME Banking, and (v) Aligning Business Goals with SDGs. Kaiser is a strategic thinker with strong ethical standards and focuses on results. With exceptional business acumen and broad experience on a global stage he serves on the BODs of several international companies and financial institutions and provides strategic advice to senior management and business owners.
Prashant Gokarn is the co-founder and CEO of DigiAsia Bios – whose mission is to bring the entire gamut of financial services, payments, remittance, lending and investments, to the masses in South East Asia, irrespective of their socioeconomic status. DigiAsia’s strategy is to acquire and operationally and financially consolidate digital, traditional distribution and logistics assets; with the aim to redefine the ecosystem even in the smallest towns in Indonesia. Prashant is also the co-founder of Karatvan – an online fine jewelry store with end-to-end ownership and control over the entire supply chain. Prashant is an active investor – with investments in core tech (smartphone beacons, IoT, advertising platform, robotics), trading (quant. gold trading) and consumer (fashion, wedding management, apparel) sectors.
A seasoned senior management professional with over 25 years of global financial services experience in numerous areas of corporate and entrepreneurial management. Proven ability to tackle new challenges, assess situations, think strategically, implement tactically, and execute consistently. A highly effective leader and relationship manager capable of interacting successfully across all levels of an organization. Strong ability to identify high ROI efficiency improvement opportunities and test appropriateness of risk controls.
