Homam Abdulaziz Hashem

Homam Hashem, Joined Kafalah as CEO of the Kafalah Loan Guarantee program in 2017. Homam has over 25 years of experience in the financial sector & financial consulting services. Mr. Hashem joined Kafalah and worked with the team on restructuring the operations, launching new products, expanding the business network, and empowering the young team in Kafalah.
Kafalah worked to increase its contribution from the total SME financed business from 4 % to almost % within the past five years and supported more than 862 K Jobs, through 55,543 issued guarantees with a lending value of 84 billion SAR.
Mr. Hashem has a successful track record of managing a risky portfolio and converting opportunities to tangible business for both consumer and SME businesses. Homam has managed several strategic AI and scoring projects that helped automate credit decisions and published multiple articles on this subject.

About Kafalah
In line with Saudi Vision 2030, the Kafalah program provides donors with the necessary guarantees to support the SME sector.

Vision: We seek effective support and financing of small and medium enterprises, aiming to consolidate the national economy.

Mission: Backed by innovative techniques, and through strategic partnerships and a national workforce. We provide financial guarantees to enhance the opportunities for small and medium enterprises to obtain financial support.

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