Siddharth Mahanot is the Co-Founder and COO at Indifi Technologies Private Limited, a platform established in June 2015 to facilitate access to debt financing for small businesses. With over 14 years of experience in Credit Underwriting and Risk Management functions in esteemed financial services organizations, Siddharth brings a wealth of expertise to his current role.
His background includes underwriting a diverse range of financial products such as Mortgages, Commercial Lending, Secured and Unsecured SME Financing, Small Ticket Housing Finance, and Microfinance. This extensive experience has honed his skills in assessing risk and ensuring sound financial decision-making.
Siddharth’s dedication to empowering small businesses through enhanced access to financial resources is evident in his work at Indifi. By leveraging his expertise and industry knowledge, he plays a pivotal role in driving the company’s mission to support the growth and development of emerging enterprises.
Outside of his professional endeavors, Siddharth maintains an active presence in his industry network, as evidenced by his extensive connections and followers. His commitment to fostering relationships and staying engaged with industry peers underscores his passion for driving positive change within the financial services sector.
In summary, Siddharth Mahanot is a seasoned professional with a strong track record of success in financial services, particularly in credit underwriting and risk management. Through his role at Indifi Technologies, he continues to make significant contributions to the small business ecosystem, advocating for greater financial inclusion and support for budding entrepreneurs.
Prior to embarking upon his entrepreneurial journey, he served as the Executive Vice President and National Credit Head; Commercial Credit at Indiabulls Housing Finance Limited.
In addition to this, he has been associated with various brands like Edelweiss Financial Services Ltd where he was the Head of Risk for all Retail Lending products, Citi Bank and ICICI Bank. Through his career, he has been recognized for his deep understanding of business, risk, people management skills.
He has been instrumental in the launch and scale-up of businesses across his multiple roles. In his current role at Indifi, he has been instrumental in creating innovative risk mitigated lending products form small business segments like Travel Agents, Restaurants and Retailers.