Archives: team-member

About Srinivasaraghavan Srinivasaraghavan Soundararajan (affectionately called Raghavan) is an Associate Member of the Institute of Cost and Management Accountants of India. He is currently the CFO at NKGSB Bank in Mumbai-India, which is a premier Cooperative Bank. He is a versatile banker with hands on experience of three decades in Accounting, Finance, Taxation, Treasury, Risk management, Business Planning, Asset Liability Management, Retail & Corporate banking, Credit Buying, & Micro Finance. He spent 21 years in State Bank of India Group and later with few other banks such as IDBI Bank Basix ( Non-Banking Financial Services Company),Dhanalaxmi bank and KBS Bank . Raghavan is a regular guest speaker at many conferences on subjects ranging from Banking, Finance, Treasury, Risk, and Taxation in India. His presentations are very informative & he shares his rich experience. Raghavan is a recipient of an award for ‘100 Most influential CFOs in India’ from CIMA(Please give full form) for the year 2015 and also ‘CFO Power List Award for 2019’ by Core Media Group, India. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Meridien Hotel and Conference Centre, Dubai. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for start-ups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances

Shivash Bhagaloo is the Executive Director – Lux Actuaries & Consultants FZCO, UAE. Shivash has led the expansion of the Lux Group into the UAE. With a growing breadth of expertise and experience, Shivash provided actuarial support to the strong Lux client base located across the region. Shivash acts as Appointed and Consulting Actuary to the strong national and international client base within the UAE whilst still maintaining the working relationship with Lux clients outside of the UAE. Shivash is registered as an actuary with the UAE Federal Insurance Authority (UAE), Saudi Arabian Monetary Authority (KSA), Capital Markets Authority (Oman). Shivash has a strong health actuarial background having specialized in this area over the past 5 years. His knowledge of pricing, reserving and product development in a changing landscape continues to benefit Lux clients across the GCC. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts.

Shatha Edrees is the Director-General Management of Finance at Effat University, Jeddah, Kingdom of Saudi Arabia and an adjunct lecturer of Finance and Investment courses in the College of Business. Shatha holds an MBA in strategic management from the Maastricht School of Management, and an Executive Masters in Islamic finance from the Ecole Supérieure des Affaires (ESA) in conjunction with Rotterdam School of Management, ERASMUS University delivered at Effat University. She is a CFA level-2 candidate. She is the first and only Saudi female to hold the Chartered Market Technician, CMT designation, besides, she is a Certified Financial Technician (CFTe), and a member of the Society of Technical Analysts. In her current role, she oversees the management and coordination of all fiscal reporting activities for the organization, ensuring compliance of accounting and fiscal practices with Effat University’s statutes, rules, regulations, and Board policy. In addition, her lead practice in utilizing the Bloomberg terminal in her teaching has led her to be the only faculty speaker in the Bloomberg for Education launching event in Riyadh 2019. Shatha also wrote a weekly column in Arab News, titled ‘Speaking Technically’ to educate the public and spread proper awareness on technical analysis and its importance in making investment decisions, with the main focus on the Saudi Stock Market. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre.This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances.

Saurabh Mehta is the Managing Partner at Gingko Ventures. Gingko Ventures is a parent Company which represents a conglomerate of all business operations carried out by its Subsidiaries and portfolio companies in the printing, finance & consulting, real-estate, e-commerce and warehousing sector. Saurabh is a Software Engineer and Specialized in Finance from Fuqua School of Business, Duke University (USA) and SDA Bocconi in Milan, Italy Saurabh is a successful investor and entrepreneur who has invested in close to 10 start-ups. He has been instrumental in scaling companies; overlooking marketing; operations and finance functions. At Gingko Ventures he has been able to successfully mentor Invest and finally exit by stake sale for few of his portfolio companies. As an Entrepreneur he had bootstrapped the printing and warehousing business and was successful in bringing the company to Operating profitability within 12 months. As an Investor in Indian Start-up and high growth sector; he has also invested in the F&B Space by investing in Bangalore’s first Greek and Mediterranean Kitchen and Lounge. Saurabh is passionate about creating value for shareholders and start-ups; he has a keen interest in entrepreneurship and the ecosystem. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances

Sasa Skrgic has 20+ years of experience in retail banking with a primary focus on cards, payments and digital business. Sasa is a strong professional with a proven record in development and planning, commercial negotiations, strategic partnerships and turning regulations into business opportunities. After 8 years in international banking of Erste Bank Group, he joined Sberbank as the Head of Digital and Cards Business. There he was responsible for the delivery of innovative value propositions in cards and payments driving in parallel digital transformation. As a member of the MasterCard payment committee and MobeyForum, he has significantly contributed to banking business transformation. Sasa is a strong professional with Harvard Manage Mentor focused on Organizational leadership and Management from Erste Program Manager (Harvard Business) and an MSc. in Economics & Business Administration from the University of Zagreb. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances.

Sanjay Jadhav is the CEO of a FinTech company and very active within the Blockchain & AI domain. Currently, he is working on issuing CBDC – Central Bank Digital Currency and payment rails for the sovereign nations, enabling the digital economy and disrupting the charity industry. Sanjay has a Bachelor’s degree in Mathematics, a Master’s degree in Digital Currency and has also studied Artificial Intelligence – Machine Learning from Stanford University amongst many others. In his current role, Sanjay is working with the government(s) for the deployment of Digital Currencies (Cryptocurrency) and influencing/developing a digital ecosystem, he has taken top-down and bottom-up model for rolling out efficient cryptocurrency and payment solutions within an economy, ensuring win-win business models for the governments and businesses with projected revenue of £MMM in the first 3 – 5 years. He has been instrumental in business modeling, strategic partnerships, innovation and exploring various opportunities whilst running an effective tech team delivering the scalable product(s). As a CTO he built Blockchain products (Asset-backed crypto issuance, Payment services, Charity & Loyalty/Rewards platform) delivering a scalable solution within 12-18 months which included user research, design, development, product management, architecting and building the team from ground-up. With a career spanning over 20+ years and software development, his expertise embraces mergers & acquisitions and cost-effective scalable software & hardware solutions. As an advocate for product innovation, Sanjay has made significant contributions in the form of identifying technology gaps and implementing innovative solutions. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances

About Sagar Sagar Chandiramani is a visionary leader in the world of finance and technology, currently serving as the Chief Executive Officer at WorkerAppz Payments. With a strong background in accountancy and a decade as a Chartered Accountant, Sagar brings a wealth of knowledge and expertise to his role. Based in Dubai, United Arab Emirates, Sagar is known for his innovative approach to business and his commitment to driving positive change through artificial intelligence and digitization. Inspired by iconic innovators like Steve Jobs, he aims to create products and solutions that simplify life and empower individuals and businesses alike. In addition to his role at WorkerAppz, Sagar also serves as the Director of Operations at Virtuzone, where he plays a key role in shaping the company’s strategic direction. His previous experience as the Group Finance & HR Director demonstrates his versatile skill set and ability to lead in various capacities. Beyond his executive roles, Sagar is actively involved in the business community as a Board Member at yeepeey and as the Chief Executive Officer of Angootha Pe, a self-employed venture based in India. His strategic advisory role at Arena Middle East & Asia from 2015 to 2019 showcases his dedication to driving growth and success in diverse markets. Sagar’s recent posts on LinkedIn reflect his passion for innovation and entrepreneurship. From sharing insights on memorable encounters with industry leaders to reflecting on the legacy of visionaries like Steve Jobs, he inspires his network with thought-provoking content that resonates with dreamers and doers alike. As he embarks on what he believes will be ‘The Decade Of AI and Digitization,’ Sagar invites others to join him on this transformative journey. Through his leadership and dedication to making a difference, one groundbreaking idea at a time, Sagar Chandiramani is shaping the future of technology and business, leaving a lasting impact on the world around him. About WorkerAppz: WorkerAppz powers cross-border remittances, that are innovative, real-time and affordable. Encounter limitless possibilities with just one integrated account and a single API. Whether you’re an individual or the fast growing company, we bring payment solutions that help you scale your business, globally. WorkerAppz aims to be the change leaders in the industry and to be recognized as a global brand that redefines the E-wallet, Banking and Remittance space. Website: https://www.workerappz.com/ [/vc_column_text][/vc_column][/vc_row]

Rehab is the Senior Vice President -Retail & SME at Mawarid Finance PJSC. She is a leading business personality in the UAE. She is a passionate, results-driven leader with strong decision making, problem-solving management skills. With over 20 years of overall work experience in the retail industry and Government Sector, 12+ years of work experience in Islamic Banking. Rehab is a Certified Shariah Advisor and Auditor and strong domain expertise with business leadership experience in Credit Cards, Prepaid Cards, SME and Corporate lending, and Secure/Insecure lending products. She is also a certified Certified Cards and Payments Professional from The Retail Banking Academy. Rehab is the world’s first woman recipient of the CIMA certification in Islamic Finance, a Presidential Award Winner of e-Woman of the gulf and a nominee for the first national election in the UAE. One of UAE’s highly popular awards – ‘Tamaiaz Award’ was one of her responsibilities that took-off ground with Mawarid’s support. Rehab is a committed leader who tirelessly works to accomplish her goals and social responsibility, and is firmly committed to the upliftment of the status of women and the advancement of the society as a whole. This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre. This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances.

About Ravi Ravi is a Senior Director for Retail Banking with StraitsBridge Advisors-a Singapore headquartered financial consulting firm. Ravi graduated from BITS-PILANI with a Double Master’s degree in Management Studies & Science. Ravi Hariharan has been associated with well known & respected Corporate institutions such as Pepsico, HDFC Bank, and Bank Muscat. With over 2 decades of experience in Banking, Financial Services & Fast-Moving Consumer Goods, Ravi Hariharan has worked in different geographies viz. India, East Africa, and the Middle East. He has been involved in diverse areas in Retail Banking ranging from Product Development, Branch Banking, Digital Channels, Strategic Planning to Digital Marketing. Under his stewardship, banks have benefited from a slew of new launches, increased market penetration and achieving enviable market shares. Ravi Hariharan in his current role was engaged with one of the largest Islamic banks in the world with assets close to USD 100 billion and a balance sheet size over USD 175 billion At the bank, Ravi has been partnering with the Retail Banking, Marketing, and Digital Banking teams to find new ways of leveraging business intelligence and data analytics to develop sharper targeting, smarter campaigns and systematic cross-selling to a large customer base. About Finext This FiNext Awards & Conference is to be held on the 26th and 27th of February at the Le Méridien Dubai Hotel & Conference Centre.This is the much-awaited conference of the year as it brings together and celebrates the excellence of companies and people in the FinTech sector. Fin-Tech industry needed space for the smartest, innovative, inventive and ambitious people to connect and create, consequently FiNext Awards and Conference were started as a dedicated platform to serve the needs of the Fin-Tech industry in terms of interaction, innovation, networking and showcasing of the talent. Two days of celebration of people who have put their lives in innovating, transforming the way how people transact through technology. FiNext Awards acknowledge people who are bringing the future of finance through their persistent efforts. The conference strives to build a platform for startups, SMEs, key decision-makers, researchers, investors and people from the media to interact and garner meaningful alliances.

Ramesh Kumar Chugh is a seasoned professional with over 16 years of experience in the payment industry, currently serving as the Director of Payment Solutions at Zeta Suite. His expertise lies in simplifying complex card payments and building next-generation card solutions. Ramesh excels in crafting innovative payment solutions by collaborating with founders and influencing senior leadership. With a background in both Merchant Acquiring and Card Issuing, Ramesh’s skills span a wide spectrum. On the acquiring side, he has played a pivotal role in solutioning diverse channels and acquiring switches for POS, ATM, E-commerce, and more. In the realm of Card Issuing, he is known for designing and architecting card issuing processing systems from ideation to reality. One of Ramesh’s key strengths is his ability to transform concepts into strategic realities with precision. He is passionate about knowledge sharing and hosts ‘The Domain Podium’ channel on YouTube, where he provides tutorials and insights for fellow payment enthusiasts, simplifying the complexities of card payment solutions. Ramesh’s professional reach extends globally across regions such as the Middle East, Africa, Asia Pacific, Europe, Australia, and the US. He has successfully engaged with and catered to various clients including Banks, FinTechs, Financial Institutes, Exchange Houses, PSPs, and vendors. In his role as a Director of Payment Solutions, Ramesh has demonstrated his proficiency in designing and architecting payment solutions, orchestrating top-notch payment solutions, and driving strategic initiatives within the industry. He is known for his expertise in card issuing processing systems, transaction switch, authorization, clearing, and settlement for both domestic and international card networks, including VISA, MasterCard, Rupay, Amex, CUP, and JCB. Ramesh Kumar Chugh is a dedicated professional with a passion for innovation and a commitment to excellence in the field of payment solutions. His track record of success, coupled with his extensive experience and global reach, positions him as a key player in the industry, shaping the future of card payments and driving forward-thinking solutions for clients worldwide. Ask GPT-4o