CredoLab – Better Credit Decisions.

CredoLab develops bank-grade digital scorecards built on mobile device data. Our pay-per-use solutions are available to banks, consumer finance companies, auto lenders, online and mobile lenders, insurance companies, and retailers. Using alternative data sources, CredoLab today is the most innovative way for financial institutions to efficiently achieve goals like financial inclusion, increasingly accurate credit scoring, and reaching new customer segments. Through a simple app, CredoLab’s AI-based proprietary algorithm analyses over tens and thousands of data points from the smartphone device, converting this digital footprint of customers to highly predictive scorecards.

Established in 2016 in Singapore, CredoLab has 44 financial institution clients in 12 countries. CredoLab is a venture built by FORUM and backed by Fintonia Group, and Walden International.